How Does Buy Here Pay Here Work?

Are you shopping for a new CDJR vehicle? First things first, you’ll want to plan out how you will pay for your new ride. You’ll also want to shop around for Blackfoot finance deals! Luckily, even if you don’t have the best credit, you can still get a “buy here pay here” finance plan at many car dealerships. We’re here to tell you how buy here pay here works and what the process looks like. Let’s dive into the details before you make your way to our Pocatello-area dealership for a test drive!

What Does Buy Here Pay Here Mean?

You may be wondering, “what does buy here pay here mean?” This isn’t the most common form of auto finance, so many people aren’t very familiar. Buy here pay here is an alternative option that lets car dealers act as both the lender and the seller. If you have little or no credit history or a poor credit score, this is a great option for securing car financing! You can get approved quickly for financing regardless of your credit situation.

How Does Buy Here Pay Here Financing Work?

Now that you have a better idea of why buy here pay here means, you may be wondering how it works. Or perhaps you’re thinking, “how do buy here pay here car lots work?” Here’s the breakdown:

  • The traditional car-buying process will be a little different — you’ll first have to get approval from the dealership for the amount to be lent.
  • Next, the dealer will show you vehicle options that are available with the suggested lending amount

This process makes things a lot simpler for those with little to no credit, as the dealer will only show you options that fit within the amount you are lent. Buy here pay here also simplifies the financing process since there are no third-party lenders involved.

Finance a New Car at Ron Sayer's Chrysler Jeep Dodge Today!

Have more questions about buy here pay here lending, or about other car buying options, like gap insurance? Feel free to reach out to our finance team at your convenience! We’re happy to walk you through the buy here pay here financing process in even greater detail. We can also walk you through our affordable options, including used cars under $10k. And if you need to calculate monthly payments before you visit us near Rexburg for a test drive, be sure to utilize our online payment calculator!

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490 Northgate Mile • Idaho Falls, ID 83401

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Ron Sayer's Chrysler Jeep Dodge 43.499712, -112.030231.